CONTRACT INTELLIGENCE FOR FINANCIAL SERVICES
Day-to-day command of your contracts. Finally.
You have contracts filed, amended, and forgotten. Some have been amended hundreds of times. Some were never countersigned. Some reference documents that nobody can find. Nobody knows what any of them actually say right now.
Consolidocs changes that, in weeks, not years.
ABOUT VALUE
300
amendments. One investment manager relationship. In a typical markets business. Every single one has to be opened manually. Until now.
8.6%
of contract value lost on average in large organisations through not managing contracts after signature, before any regulatory exposure is added.
Source: World Commerce and Contracting Benchmark Report.
12
of executives say contract management excellence is mission-critical, yet 90% of organisations don’t have a plan to adopt transformative technology.
For a bank with £500 million in annual supplier spend, 8.6% is £43 million in contract value currently at risk, unclaimed, or leaking unnoticed.
Consolidocs identifies it, surfaces it, and gives your team what they need to act on it: recovering lost value, preventing future exposure, and producing the compliance evidence your regulator requires.
In weeks, not years.
YOU ALREADY KNOW THIS PROBLEM
Here is what makes it difficult.
DORA has put contract management at the top of every compliance agenda. The hard part is having a clear view of your own estate, to do something about it, made harder by:
A
You have to open every single one
Your contracts have been amended again and again. Different funds added. Terms changed. Regulatory updates appended. By the time you want to know what a contract actually says today, you have to open every amendment in sequence and piece it together manually. Nobody has time to do that. So nobody does it.
B
You don't know what's missing
Contracts reference documents that were never filed. Amendments are out of sequence. Some were never countersigned. Documents are misnamed and in the wrong folders. And because nobody has read through everything systematically, nobody knows what the gaps are. The risks are invisible because the estate is invisible.
C
You've already tried to fix this
External law firms, CLM platforms, internal AI builds, spreadsheets, TPRM software. Most organisations have tried at least one of these. They work on a single contract, slowly, when someone is supervising every output. They fail at scale. At the volume and complexity of a real enterprise estate, they have never been adequate.
WHAT CONSOLIDOCS DOES
Four steps. Plain language. Real results.
We do not ask you to tidy up your estate before we start. We take it as it is.
-
Any format. Any age. Any origination.
Upload your contracts in whatever state they are in. PDFs, Word documents, OCR scans from 1994, zip files, SharePoint exports, folders with no naming convention, folders with the wrong naming convention. Including the junk. We sort it, grouping every contract with its amendments, flagging the documents that do not belong, and building the complete picture of what you actually have.
-
Before anything else, we show you what's missing.
We identify every unsigned contract. Every amendment that is missing from the sequence, not by checking file names, but by reading the contract language itself, which references them by number. Every document that has been misnamed or filed incorrectly. You see the complete picture of your estate before a single consolidation happens. Then you decide what to do next.
-
Not what they said when they were signed.
We read each amendment as an instruction to update the original, and produce a single consolidated version of every contract: the current state of every agreement, after every change. No more opening every single one. No more piecing it together manually. No more uncertainty about what was agreed and when. One document. The truth.
-
For whoever needs it. The moment they need it.
The consolidated contract becomes a live view. Key terms and obligations in plain language, configured by role: finance sees payment terms, legal sees the obligations, procurement sees renewal dates. Someone asks what the liability clause says, they get the answer immediately, from the document, without calling a lawyer and waiting three days.
WHAT WE HEARD
"We tried building this ourselves. It didn't work. We tried other vendors. They didn't work.
You are the first to have consolidated our licence agreements with a level of accuracy we could trust."
Head of Strategic Operations · Global Tier One Investment Bank
WHY EXISTING APPROACHES FALL SHORT
External law teams reviewing contracts one by one.
Accurate. Also hundreds of pounds per page, months of elapsed time, and out of date before it is finished.
CLM platforms (Sirion, Icertis and others)
Excellent for contracts they generate. Cannot process your legacy estate, third-party paper, or amendment chains.
Internal LLM or AI agent builds.
Works carefully on one contract with someone watching. Produces hallucinations at volume that require as much review as doing it manually.
Spreadsheets and TPRM platforms.
A snapshot of what someone believed the contract said the day the spreadsheet was made. Wrong before it was finished.
WHAT IS DIFFERENT HERE
Not a generic AI tool. Not a CLM.
Something built specifically for this problem.
Every approach above fails at the same point: the scale and complexity of a real enterprise contract estate. They were built for one contract at a time, carefully supervised. Nobody has an enterprise contract estate that works that way.
Consolidocs uses a proprietary small language model trained exclusively for legal contract language. Not a generic LLM. Not an AI wrapper. A purpose-built architecture with patents pending in the US and Sweden, designed by a Professor of Applied Mathematics at Cambridge, tested on the actual contract estates of global tier one financial institutions.
It does one thing. It does it with a level of accuracy those institutions described as the first tool they had trusted to do so.
WHO FEELS THIS MOST
If you have said any of these things, we should talk
Head of Operational Resilience
DORA Programme Lead
"If you could just tell us when our contracts end, we would already be in a better place."
Consolidocs gives you the full picture of your ICT supplier contract estate, what every contract says, what is missing, what is non-compliant, and a prioritised plan to fix it, in ten to twelve weeks.
General Counsel Head of Legal
"Long-standing contracts have been amended multiple times and nobody has the time to sit through and read them to figure out what the current version is."
Consolidocs consolidates every contract and every amendment into a single current version, identifying every error and inconsistency in the drafting as it goes.
Director of Supplier Management
Technology Supplier Management
"We have a large and vast background. Where the paperwork starts, who knows. I'm sure we have some paper ones somewhere."
Consolidocs ingests everything, any format, any age, any origination. You do not need to know where it all is before we start. That is part of what we find out.
BUILT BY PEOPLE WHO KNOW THIS PROBLEM FROM THE INSIDE
Currently working with global tier one financial institutions as design partners, building and iterating through real contract estates, not demonstration data sets.
Founded by a technology lawyer with 30 years of contract negotiation experience. Not a technologist who spotted a market gap. Someone who spent three decades watching what happens to contracts after they are signed.
Proprietary small language model trained exclusively for legal contract language. Patents pending in the US and Sweden. Cannot hallucinate, it can only report what is in the document.
Chief Scientific Officer is a Professor of Applied Mathematics at the University of Cambridge. The consolidation architecture is built on mathematical precision, not probabilistic AI guesswork.
DATA SECURITY AND HOSTING
Fully isolated per client
Every client's data is held in a dedicated, isolated environment. Nothing is shared across client instances under any circumstances.
Self-hosted deployment available
The platform can be deployed within your own security perimeter so that no data leaves your environment at any point in the process.
Your data stays yours
The consolidated contracts and the database belong to you. The processing engine is ours. Your contracts are never shared, retained, or used to train any external model.
IN PRACTICE
What a proof of concept actually looks like
The following is a summary of a real engagement with a global tier one investment bank. All identifying details have been removed at the client's request.
The starting point
A major global investment bank needed to consolidate a complex licence agreement estate. Thousands of documents. Hundreds of amendments to umbrella agreements. Legacy OCR documents from paper originals. Prior attempts to consolidate using internal tools had failed, they could not process beyond the first master agreement.
What Consolidocs found
Multiple amendments were absent from the estate, identified by reading the contract language, which referenced them by number, not from file names. A pricing cap had expired years earlier with no subsequent amendment and no one had noticed. Legacy OCR documents were processed with the same accuracy as native digital files.
The outcome
The institution described Consolidocs as the first solution to have consolidated their licence agreements with a level of accuracy they could trust, after previous vendors and internal builds had all failed. The engagement expanded to their prime banking and supplier teams.
WHAT WE HEARD
"We tried building this ourselves. It didn't work. We tried other vendors. They didn't work.
You are the first to have consolidated our licence agreements with a level of accuracy we could trust."
Head of Strategic Operations · Global Tier One Investment Bank
12 weeks
From first upload to verified outputs
100%
Of legacy OCR documents successfully processed
3 teams
Expanded from licence management to prime banking and supplier ecosystem
HOW WE GET ACCURACY RIGHT
The AI does the work. The humans verify it.
Every Consolidocs engagement includes a structured human-in-the-loop quality assurance process. Our small language model processes and consolidates your contract estate with a high accuracy rate on standard legal contract types. But accuracy is not a claim we make on the platform's behalf, it is a number we measure and report to you, on your specific contracts, at the start of every engagement.
Alongside the automated consolidation, qualified legal reviewers check a defined sample of outputs. Any document or clause type where the model's confidence is below the threshold is flagged for human review before it reaches your dashboard. Our accuracy and timing report is a standard deliverable at the end of the discovery phase, before you commit to the full engagement.
This is not AI replacing the lawyer. It is AI giving the lawyer something to work with that would otherwise take months to produce manually.
The QA/QC process
1
Model processes and consolidates each contract with clause-level attribution to its source document
2
Every extracted term is attributed to the originating clause, no output is presented without a traceable source
3
Low-confidence outputs are flagged automatically and reviewed by qualified legal professionals before delivery
4
An accuracy and timing report is delivered as a standard output, measured against your specific contract types, before you commit to anything
Why this matters to a regulator
DORA and the broader financial services regulatory framework requires that AI used in compliance contexts is auditable, explainable, and human-supervised. Consolidocs is built to those standards. Every output is traceable and every human review is logged.
REACH OUT