If your regulator asked you today, what your ICT contracts say, how quickly could you answer?
Your contracts have built up over many years, scattered across teams, different systems, and multiple platforms, some are missing, others have conflicting amendments and errors, they are in different formats and file types. getting a clear, real-time view of what your agreements say is an operational challenge.
Consolidocs ingests your entire estate and highlights risk and enables you to recover value leakage of 8.6% on average. A consolidated estate surfaces the commercial picture and produces the compliance evidence your regulator needs.
Consolidocs delivers both.
3.67
the contract quality score for the Banking, Financial Services, and Insurance (BFSI) sector, the second-lowest of any industry. This structural failure means your team is constantly firefighting, spending hours chasing reliable answers and exposed to unacceptable operational risk. Heavy regulation and siloed systems impede flexible contracting, leaving you vulnerable to regulatory penalties up to £50M or 10% of annual turnover. Consolidocs fixes this governance issue.
1,000+
suppliers, the typical scale of a larger banking document estate, each relationship has 10 or more related contract documents, some over 20 years old. This volume makes it impossible to gain the single, consolidated view of current obligations required for DORA or NIS2 compliance. Consolidocs rapidly organises this estate, eliminating scattered data, value leakage and enabling regulatory readiness.
120
seconds for Consolidocs to consolidate 10 complex legal documents, replacing a manual task that costs a lawyer at least two full working days. This massive leap in speed and autonomy immediately accelerates regulatory readiness and reduces revenue leakage. You move beyond messy document storage to achieve true operational resilience under DORA and NIS2, with Consolidocs.
The same consolidated estate that surfaces the commercial picture also produces the compliance evidence your regulator needs. Consolidocs produces both outcomes.
If your regulator asked you today what your ICT contracts say, how quickly could you answer?
DORA requires financial institutions with EU-regulated entities to maintain a complete, accurate picture of every ICT supplier agreement. Most can't produce that picture because the contracts have never been read as a single, consolidated estate.
If a supplier had a security incident tomorrow, would you know what they were contractually obligated to do?
NIS2 requires essential and important entities to manage cybersecurity risk through their supplier contracts. Most organisations don't know whether those contracts contain the right obligations, because nobody has read them end to end.
If a vendor audited you next week, how confident are you in what your licensing agreements actually permit?
Large licensing estates grow complex over time. Amendments pile up, terms lapse, and the version everyone refers to may not be the current one. The exposure sits quietly in documents that haven't been read in years.
The problem
Getting a clear picture means opening every document in sequence, which is time-consuming and, at scale, insufficient for the real-time visibility a bank needs.
Your contracts have been amended many times. Want to know what one actually says today? Open the master agreement. Then every amendment, in sequence. When those documents are spread across multiple systems, different platforms, and various teams, even completing that task is a significant undertaking. And the moment it's finished, it's already out of date.
The gaps in your estate are invisible until someone looks for them.
Contracts reference documents that were never filed. Amendments out of sequence. Some never countersigned. Without a consolidated view, the gaps stay hidden. You can't act on what you can't see.
Most organisations have already tried to solve this, and found that existing approaches break down at scale.
External law firms. CLM platforms. Internal AI builds. Spreadsheets. Each works on a single contract, slowly, with someone supervising every output. On a real enterprise estate, they break down.
The solution
You don't need to tidy up your contracts first. Send the estate to us as it is. Every document is ingested, sorted, and grouped, regardless of format, age, or origination.
PDFs, Word documents, Google Docs, text files, scanned paper, folders with no naming convention. Upload everything. The platform sorts it, groups each contract with its full amendment history, and builds a complete inventory of what the estate actually contains.
What's missing comes to the surface before anything else.
The platform reads the contract language itself, not the file names. A contract that references Amendment 16, supplemental to Amendments 3 through 15 tells us what should be there. If it isn't, it's flagged. The full picture, including what's absent, is visible before consolidation begins.
Every amendment consolidated into one current, accurate version of each agreement.
Each amendment is an instruction to update the original. That's how the platform reads it, producing one consolidated document per contract: what it says now, after every change. Every clause traceable to its source.
The right information, always up-to-date and available to whoever needs it, in seconds.
The consolidated estate becomes a live, searchable view. Finance sees payment terms. Legal sees obligations. Procurement sees renewal dates. Any question about what a contract currently says is answered from the document itself, immediately.
Why existing approaches fall short
External law teams reviewing contracts one by one. Accurate. Also hundreds of pounds per page, months of elapsed time, and out of date before the engagement closes.
CLM platforms (Sirion, Icertis, and others). Excellent for contracts they generate going forward. Can't process a legacy estate, third-party paper, or amendment chains that predate the platform.
LLM and AI agent builds. Works on one contract with someone supervising every output. Without that supervision, accuracy can't be assured. Falls over on legacy OCR. Requires as much review as doing it by hand.
Spreadsheets and TPRM platforms. A snapshot of what the contract was understood to say on the day the spreadsheet was made. TPRMs don't consolidate the underlying estate first, so they can only manage part of the picture.
What's different about Consolidocs
Built specifically for contract language, not adapted from a general purpose tool.
Every other approach breaks at the same point: the scale and complexity of a real enterprise estate. They were designed for one contract at a time, under careful supervision. Consolidocs was built for the full estate, in whatever condition it is in.
Every output traces back to the clause it came from.
When a term is extracted or a gap is flagged, you can see exactly where in the original document it originates. Every answer is attributable and auditable.
Verified on real contract estates.
In a proof of concept with a large global bank, the outputs were checked by their own in-house expert against their detailed knowledge of the contract set. It was the first time they'd trusted a tool to do this accurately.
Head of Operational Resilience
DORA Programme Lead
"If you could just tell us when our contracts end, we would already be in a better place."
A complete picture of the ICT supplier estate: what every contract says today, what's missing, and where the Article 30 gaps are, with a prioritised remediation list.
Who feels this most?
CFO / Chief Financial Officer
"We know value is leaking out of our contracts. We just can't tell you where, or how much, until someone digs through them manually."
Every commercial exposure surfaced across the full estate: lapsed pricing protections, auto-renewals on outdated terms, unclaimed service credits, and rate changes buried in amendments nobody cross-referenced. The financial picture is there. It just hasn't been visible in one place.
General Counsel Head of Legal
"Long-standing contracts have been amended multiple times and nobody has the time to sit through and read them to figure out what the current version is."
Every contract and every amendment consolidated into one current version. Drafting errors and inconsistencies surfaced as part of the process.
Head of AI / Head of Innovation / Head of Transformation
"We can build almost anything on top of structured data. The problem is that our contracts have never been structured data."
Contracts are the largest unstructured data set in most large organisations. Before any AI tool, workflow, or reporting layer can do anything useful with them, they need to exist as accurate, structured, consolidated data. That's what the platform produces.
Director of Supplier Management
Technology Supplier Management
"We have a large and vast background. Where the paperwork starts, who knows. I'm sure we have some paper ones somewhere."
The platform ingests everything: any format, any age, any origination. You don't need to know where it all is before starting. Finding out is part of the process.
Built by people who have lived this problem
Consolidocs was founded by a technology lawyer who spent 20 years negotiating complex contracts, then watched what happened to them after signature. The disputes that arose because nobody had read the amendment chain. The hundreds of millions written off because the obligations were buried in documents nobody could find. That experience is why Consolidocs exists.
The Chief Scientific Officer is a Professor of Applied Mathematics at the University of Cambridge. The platform is built on proprietary architecture with patents pending in the US and Sweden. Every output is attributable to its source clause and auditable.
Consolidocs works with a small number of design partners on real contract estates, not demonstration data. The proof of concept work to date has been on live documents, verified by the people who know those contracts best.
Data security and hosting
Your data stays yours. The consolidated contracts and the database belong to you. Your contracts are never shared, retained, or used to train any model.
Fully isolated per client
UK and EEA hosting, fully audited.
Every client's data sits in a dedicated, isolated environment.
Processing runs on Consolidocs-managed infrastructure hosted in the UK and EEA.
Nothing is shared across client instances.
Encryption at rest and in transit, role-based access controls, and audit logging on every operation.
